Report Card of 50 Funds that have lasted for 25 Years

 https://m.economictimes.com/mf/analysis/what-is-tax-advantage-of-investing-in-balanced-advantage-funds/articleshow/93892495.cms?utm_source=newsletter&utm_medium=email&utm_campaign=NewsDigest&utm_content=MF&utm_term=2%20%20%20%20%20&ncode=de011d7747e1706e6e95a58801b4862ccf0c9deefee08be5d3823fe9742296683efddda0c489f6361b1cf35adff8be22e6d036614ce4ceda0c1de1f9232680fe678c77b8a101a87ac03cf2d107c4cd35

Thank you CE Swapneil Tamhankar for the above link...

This is so very correct and thank you for sharing it.

Though few of the mutual fund companies have changed hands like Quant and even our dear old HDFC has been taken in over from its previous avtars.

But what is also important to note here is that most of these returns have come from the era of 2.5% entry load and the same amount as exit load.

This list of 50 funds also gives us one very important lesson...

After our wise selection of funds , if in the successive years you find that they are not really the best performing anymore like the recent under performance of Parag Parekh Flexi cap or a little older HDFC equity then you should not get disturbed.

Another lesson here is upon the longevity of AMC itself... No AMC can just close shop and run away. It has to find a buyer who will buy it's business and also pay it a premium for the brand. This has been seen so many times in these 25 years.

For the extremely long time span that you are starting to invest , a  lot of changes will happen in the economy of the country and the mutual fund industry but a diversified equity fund will be capable of handling all those changes.

As a assurance to all the members on this group and even those who have left it now after achieving their financial independence,  I wish to say this-  that mutual fund industry in India is one of the most heavily regulated one's in the world.

The regulation is so heavy that it actually makes the business very unattractive to those who are in the distribution chain.

Since continuously there are people joining this group and leaving after few years I have to keep repeating myself that please start your investment journey as soon as yesterday with a substantial outlay into it if you want some good result.

It pains me no end to see... That those who are earning over 5 lacs a month are investing 5 000 via SIP.

Not starting early and not starting with a noticeable investment amount will make you lose the opportunity as and when it arises.

And as you may have seen in the past few years this opportunity comes overnight and leaves overnight as well.

You may not have noticeable returns for one two or three years but in just one month it may cover for all those years of under performance.

So it is my experience  but your understanding -your money -your decision - your endeavor and your gains.