Parallels between Health and Wealth

 Parallels between Health and Wealth

I have never been a sportsman or an athlete. Despite being the house captain in school, I could never lay a claim for anything except a consolation prize in cross country.

However, despite that since early childhood, I have been a yoga practitioner and something that I have managed to carry through my college and three decades at sea .

Even though I have tried running and Gymns in between but yoga stayed.

Around six months back, I discovered HABUILD yoga by Saurabh Bothra who is an IIT engineer. 

While doing yoga with him, I realized that his movements were too simple for me and actually his asnaas were very few but repetitive and hence very effective.

Every time he gets us on the mat in the morning, he just says one thing that coming for exercise is what matters and is sufficient .

While mulling over my coffee today, I realized that isn’t that precisely what we also insist on this group .

Just get into the habit of investing in simple products, but be continuous and consistent .

In the past, I have tried cycling in a big way had two accidents and gave it up .

Went on to body building in the gym got bored and slightly injured and again gave it up .

Isn’t that quite synonymous with what we do in investing .

Jumping from one format of investing to another . Moving from high risk to higher risk and losing capital and then coming back to bank deposits and saving accounts and calling stock, investing, bad and  synonymous to speculation and gambling.

So in various walks of life, I have seen that similar high profile movements don’t really make much difference in one’s life.

I have been an ardent fan of following the middle path in life- right from school time when I read Richard the second by Shakespeare.

It clearly says that violent fires and thunderstorms don’t last long , he who runs fast gets tired, very easily and fast, he who tries to eat like a glutton chokes on his food…

So in life, it is consistency and discipline which matters . And of course, we know that daily consistency and continuous discipline is the most difficult.

Those who have been to the gym, maybe knowing the difference between repetitions of an exercise or using higher weights or resistance, in a single movement for long. Both are good, but serve different purposes.

So certainly take up different avenues and formats available to you in investing your hard earned money and grow it more and more in keeping with your risk appetite…

But before that, make sure that your basic joints and muscles are in good shape in form of a good bank, balance, and wealth, created by regular investing in vanilla mutual fund schemes.

Once your approximate corpus is achieved, or you feel that your main investing process has been going on for a few years and nothing will move you away from that- then you can take the decision of going in for slightly riskier things …

Risk is not something that is in an activity which you take without understanding or knowing of.

Risk means a calculated uncertainty, the process of which is well known to you, but only the outcome is not certain.

So define the philosophy of your life on your own, and please move on always keeping in mind that MONEY IS NOT EVERYTHING IN LIFE, BUT BEFORE SAYING THAT YOU SHOULD HAVE MADE ENOUGH OF IT…

So help you, God …